I find it highly important to inform my readers that I am expecting to see major shifts in the 2026 Housing Market,

based on recent announcements in Housing Policy coming from the Trump Administration, please take notice that we could see these policies open paths to home ownership to become more affordable than in over 2 years. This is great news for both Buyers and Sellers.

President Donald Trump directed the federal housing finance system to purchase $200 billion in mortgage-backed securities through Fannie Mae and Freddie Mac under FHFA supervision, with the goal of lowering mortgage rates and easing housing affordability pressures. FHFA Director Bill Pulte confirmed the plan, and market participants said the return of a large, price-insensitive buyer could compress mortgage spreads, reduce borrowing costs, and trigger increased refinancing activity.

Trump positioned the move as part of a broader housing strategy focused on affordability, especially for younger and first-time buyers, and paired it with proposals to limit large institutional investors from acquiring additional single-family homes. Housing advocates point to the growing role of private equity in residential real estate, while Trump has urged Congress to codify investor restrictions despite expectations of legal challenges from affected firms.

The policy arrives amid mixed housing signals, with existing home sales rising, mortgage rates easing to about 6.1%, and home prices still increasing slightly, even as affordability remains strained and underwater mortgages reach a three-year high. Trump has indicated the bond purchases represent only one element of a wider agenda that includes longer-term mortgages (such as a push for a new 50 year mortgage), portable loan structures, expanded development on federal land, and possible tax changes, with further details expected later this month.

Dulcie Crawford is a native Nevadan, born and raised in Las Vegas. Dulcie is a Community Expert & stays current with updates on market trends & market conditions. A senior Realtor with Signature Real Estate Group, she has sold over 1,300 homes since 1998. You are assured an exceptional experience when buying or selling Real Estate with The Dulcie Crawford Group.